UK Crypto Compliance

UK Crypto Compliance. Done Right.

FCA registration, financial promotions, Travel Rule. Expert guidance from someone who's delivered regulatory compliance to the FCA.

Trusted by crypto firms navigating FCA requirements

The Reality

The FCA Has Rejected 80%+ of Crypto Applications

The UK isn't a regulatory light-touch zone. Since 2020, the FCA has rejected the majority of crypto firm registration applications.

Weak AML controls and documentation
Fit & proper failures
Inadequate financial crime resources
Poor governance frameworks
Incomplete applications
Lack of substance

The good news: These are all fixable with the right guidance.

Our Services

How We Help UK Crypto Firms

£20K - £40K

FCA MLR Registration Support

Get registered with the FCA as a crypto asset business.

  • Business-wide AML risk assessment
  • Policy and procedure documentation
  • MLRO framework setup
  • Fit & proper preparation
  • Application drafting and submission
  • Regulator liaison
Timeline: 3-6 months
£5K - £10K

Financial Promotions Compliance

Since October 2023, marketing crypto to UK consumers is regulated.

  • Current promotion audit
  • Risk warning implementation
  • 24-hour cooling off process
  • Appropriateness assessment framework
  • Approval route strategy
  • Ongoing compliance monitoring
Timeline: 4-8 weeks
£8K - £15K

Travel Rule Implementation

UK Travel Rule is live since September 2023. No threshold - every transaction.

  • Travel Rule policy development
  • Technical solution evaluation
  • Counterparty identification process
  • Sanctions screening integration
  • Fallback procedures
  • Staff training
Timeline: 6-10 weeks
£4K - £8K/month

Ongoing Compliance Support

Don't have an in-house compliance team? We act as your outsourced compliance function.

  • MLRO support or oversight
  • Regulatory change monitoring
  • Policy updates and reviews
  • SAR support
  • Board reporting
  • FCA correspondence handling
Timeline: Ongoing
Why AI Quant Labs

Why Work With Us

11 years in FCA-regulated markets

Regulatory Delivery Experience

Not just advisory - actual delivery. Built and ran the algo trading oversight function at NatWest Markets and delivered MiFID II Annual Self-Assessments to the FCA.

Trading + Compliance

Both Sides of the Desk

Rare combination: ran a profitable trading desk (Sun Trading) AND built regulatory control frameworks. Understands what works operationally, not just on paper.

Direct principal engagement

Senior Access

No bait-and-switch. No junior consultants doing the work. Direct access to 11+ years of FCA experience on every engagement.

Frameworks that work

Practical, Not Academic

Built for startups and scale-ups. Proportionate, practical compliance - not gold-plated enterprise solutions you don't need.

Your Compliance Partner

Meet the Principal

SB

Subrata Bal

Founder & Principal

Former Global Head of eTrading Oversight at NatWest Markets, where I built and ran the independent 2nd Line of Defence function for algo trading across UK, US, and India.

Delivered MiFID II Annual Self-Assessments to the FCA
Led FX quantitative trading desk at Sun Trading (full P&L)
Won "Product of the Year" at Credit Suisse
PhD Mathematical Physics, MSc IIT Kharagpur

"I've sat on both sides - building trading systems and then overseeing them for regulatory compliance. That perspective is rare, and it's what I bring to every engagement."

How We Work

Our Process

01

Free Assessment

30 mins

We understand your situation: business model, current compliance state, gaps, timeline. No obligation.

02

Proposal

2-3 days

Clear scope, fixed price, defined deliverables. No surprises.

03

Delivery

Per scope

We work alongside your team - or independently if you're lean. Regular updates, clear milestones.

04

Ongoing Support

Optional

Compliance isn't one-and-done. We can provide ongoing support as your outsourced compliance partner.

FAQ

Frequently Asked Questions

Ready to Get Compliant?

Book a free 30-minute assessment. We'll review your situation and give you honest feedback on what's needed.

No pitch deck. No hard sell. Just practical advice from someone who's done this.

11+ years FCA experienceFormer NatWest, Credit SuisseUK-based