About Us

Regulatory Expertise. Trading Experience. Practical Solutions.

AI & Quant Labs is a boutique regulatory consultancy founded on a rare combination: deep trading experience and senior regulatory delivery.

Who We Are

Senior-Led, Hands-On Delivery

AI & Quant Labs provides regulatory consulting for crypto and algorithmic trading firms. We specialise in UK crypto compliance, algo trading governance, and regulatory technology.

You work directly with the principal consultant - no bait-and-switch with junior staff. Founded in 2014, we've helped firms navigate FCA requirements from the trading floor to the control room.

Practical, not academic. We've sat on trading desks and in regulatory meetings. We know what works in practice. Startup-friendly frameworks that satisfy regulators without enterprise complexity.

Meet the Principal

Subrata Bal

Founder & Principal Consultant

SB

11+ years in FCA-regulated financial services, spanning trading desks and regulatory oversight. I've built trading systems, run a profitable FX desk, and then built the control frameworks to oversee them.

Trading Side

  • Ran FX desk (Sun Trading)
  • Built & traded HFT models
  • Full P&L responsibility
  • Product of Year (Credit Suisse)

Compliance Side

  • Global Head eTrading Oversight
  • MiFID II delivery to FCA
  • Regulator comms (FCA, PRA)
  • Algo validation frameworks

Career Highlights

Director & Global Head of eTrading Oversight

NatWest Markets

2019 - 2022
  • Built & ran independent 2nd Line of Defence eTrading oversight function
  • Global team: Directors, VPs across UK, US, India
  • Led Annual Self-Assessment (ASA) for algo trading - MiFID II compliance
  • Owner of Senior Management Committee (CRO-chaired)
  • Regulator communications: PRA, FCA, Internal/External Audit
  • Delivered regulatory remediation (PRA and FCA)

Lead Control Quant

NatWest Markets

2017 - 2019
  • Set up Algo & eTrading validation framework (FX, FI, Repo)
  • Built CARE (Control Analytics and Reporting Engine)
  • Algo Life Cycle governance & materiality assessment
  • Recruited & trained offshore team for delivery

Lead Quantitative Trader

Sun Trading LLC

2010 - 2014
  • LED AND PROFITABLY RAN London FX quantitative trading desk
  • Full P&L responsibility: research, design, backtesting, TRADING
  • Built market making: alpha, pricing, counterparty profiling, last look
  • Developed HFT models: basis trade, co-integration, momentum
  • Real-time monitoring: desk P&L, FX risk, positions

Quant Consultant

Credit Suisse

2015
  • Designed & deployed Automated Client Flow Analysis Robot
  • Improved client tiering based on trade analysis
  • WON PRODUCT OF THE YEAR within the Bank

Quantitative Strategist

RBS Global Banking & Markets

2009 - 2010
  • Covariance-based portfolio hedging model for eFX desk
  • Auto Hedging, covariance matrix estimation & prediction

Current Roles

Co-Founder & COO

Koodooka / One Group Fintech

Jul 2022 - Present

App-based current accounts, Visa partnership, regulatory compliance, fundraising

Director

AI Quant Labs

Jun 2014 - Present (11+ years)

Regulatory consulting for crypto and trading firms

Academic Background

Ph.D.

IMSc Chennai - String Theory, Matrix Models

M.Sc. Physics

IIT Kharagpur - Theoretical Physics

Statistical Methods

Indian Statistical Institute - Statistics

Postdoctoral Research

RIKEN Tokyo: EconophysicsKyoto University: Random Matrix TheoryDublin: Monte Carlo Simulations

12 Publications, 320+ Citations

h-index 8 | JSPS & IRCSET Fellowships

Our Values

What We Stand For

Quant Expertise

We bring deep quantitative finance experience to every engagement. We understand trading because we've built trading systems.

Rigorous Standards

We apply the same rigour to governance that quants apply to models. No shortcuts, no compromises.

AI-First Approach

We leverage AI to work smarter - faster analysis, better insights, more efficient delivery.

Client Partnership

We're not just advisors. We become an extension of your team, invested in your success.

Why AI & Quant Labs

What Makes Us Different

Built by quants who understand trading operations
AI-powered tools for faster, smarter compliance
40+ policy templates ready to customise
Multi-jurisdiction expertise (UK, EU, UAE, USA)
Flexible engagement models to match your needs
Both crypto and traditional finance experience
Global Reach

Jurisdictions We Cover

πŸ‡¬πŸ‡§United KingdomPrimary Focus
πŸ‡ͺπŸ‡ΊEuropean Union
πŸ‡¦πŸ‡ͺUAE
πŸ‡ΊπŸ‡ΈUnited States
Our Team

Boutique by Design

We're a boutique firm by design. Senior expertise, not layers of junior consultants. As we scale, we're building a network of specialists in regulatory analysis, AML/CTF, and legal research.

Interested in joining? Get in touch

Ready to Work Together?

Let's discuss how we can help with your risk, governance, and compliance needs.

11+ years FCA-regulated experience|Former NatWest, Credit Suisse, Sun Trading|PhD, MSc IIT Kharagpur